LTL Cargo Insurance & Checkout



Shipments booked with any of the LTL Instant Rate Carriers will be subject to the carrier's Limitation of Liability in the case of damage or loss. If you determine that your shipment requires additional coverage, we offer LTL Cargo Insurance for purchase during checkout at an affordable rate.


Low Premiums

uShip offers competitive premiums as low as $30 to insure your LTL freight.

No (or Low) Deductibles

Most commodities have zero deductibles, with a few exceptions. For a full list of commodities with deductibles, please refer to the commercial policy summary.

Determining Freight Value

Should a claim be issued, the final valuation of the freight is determined by the insurance adjuster. uShip strongly recommends you have ample documentation (appraisals, photos, receipts, bills of lading, etc.) to provide to the insurance company during the valuation process.

Coverage Restrictions

  • Location Restrictions - This policy only applies to shipments with an origin and destination both within the United States
  • Category Restrictions - Most LTL freight will be covered, with the exception of a few restrictions. Please see the commercial policy summary that notes restrictions here
  • Valuation Restrictions - This policy does not apply to any one shipment in excess of $100,000 in value.

Feel free to review the policy in its entirety if you have questions whether or not your freight is eligible for coverage.

Filing a Claim

All claims must be filed within seven days of delivery to the final destination. In order to file a claim, you must provide the following:

  • Photos of the item(s) from before the shipment was picked up, as well as photos of the damage
  • A copy of the bill of lading you received from the service provider noting all damages
  • For household goods shipments only, an inventory of all items in the shipment along with the value of the items
  • A repair estimate (if available)
  • Appraisal of the freight prior to being shipped (if available)

To begin the claims process, navigate to the corresponding shipment details and click on the File an Insurance Claim link.

Please note: failure to provide the above supporting documents may lead to a delay in the claims process or denial of your claim.



Unlike most transactions on uShip, PayPal is not an accepted form of payment for LTL Instant Rates. All payments must be made using credit or debit card.

Additional Fees

Please note before checkout that the rate you're booking is based on the information you provided. If the carrier finds that your shipment is different than described or additional services are required, you are subject to additional fees.


If you have additional questions, please feel free to continue perusing our Help Center or contact our Commercial Support team by clicking here.

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